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	<title>NH Home Mortgage&#187; Industry News</title>
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	<description>Find your best value on your next home loan.</description>
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		<title>Your Credit vs Loan Quality Initiative</title>
		<link>http://nh-homemortgage.com/credit-lqi/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=credit-lqi</link>
		<comments>http://nh-homemortgage.com/credit-lqi/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 22:03:07 +0000</pubDate>
		<dc:creator>Greg Fischer</dc:creator>
				<category><![CDATA[First Time Homebuyer]]></category>
		<category><![CDATA[Industry News]]></category>
		<category><![CDATA[Loan Process]]></category>
		<category><![CDATA[Truth in Lending]]></category>

		<guid isPermaLink="false">http://nh-homemortgage.com/?p=328</guid>
		<description><![CDATA[Fannie Mae&#8217;s &#8220;Loan Quality Initiative&#8221; What you need to know: Fannie Mae doesn&#8217;t make loans. Banks lend money. Fannie Mae buys loans from banks and securitizes them into mortgage-backed securities that are sold in the bond market. As such, Fannie Mae wants to make sure that every loan it buys to meet its basic underwriting [...]]]></description>
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		<title>Consumer Choices &#8211; Opting Out</title>
		<link>http://nh-homemortgage.com/opting-out/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=opting-out</link>
		<comments>http://nh-homemortgage.com/opting-out/#comments</comments>
		<pubDate>Fri, 16 Dec 2011 19:50:29 +0000</pubDate>
		<dc:creator>Greg Fischer</dc:creator>
				<category><![CDATA[Industry News]]></category>
		<category><![CDATA[Truth in Lending]]></category>

		<guid isPermaLink="false">http://nh-homemortgage.com/?p=312</guid>
		<description><![CDATA[Are you familiar with the National Do Not Call Registry? That is the service  where you can register your phone and cell phone number to opt out of sales and marketing calls. As of 2008, if you registered a phone number there, you will remain on the DNC list forever (if you registered prior to [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Quck Rate Alert for Home Shoppers</title>
		<link>http://nh-homemortgage.com/quck-rate-alert-for-home-shoppers/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=quck-rate-alert-for-home-shoppers</link>
		<comments>http://nh-homemortgage.com/quck-rate-alert-for-home-shoppers/#comments</comments>
		<pubDate>Wed, 10 Aug 2011 20:15:31 +0000</pubDate>
		<dc:creator>Greg Fischer</dc:creator>
				<category><![CDATA[Industry News]]></category>
		<category><![CDATA[Rates]]></category>

		<guid isPermaLink="false">http://nh-homemortgage.com/?p=285</guid>
		<description><![CDATA[I don&#8217;t spend a lot of time preaching rates &#8211; mine are as good as anyone&#8217;s, but we&#8217;re all pretty similar these days. This is more of a market alert. If you&#8217;re looking to buy a home in New Hampshire, and are eligible for Rural Housing (many first time homebuyers are) the rates as of [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>How the Loan Officer Compensation Rule Ends the Rate Debate</title>
		<link>http://nh-homemortgage.com/lo-comp-rates/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=lo-comp-rates</link>
		<comments>http://nh-homemortgage.com/lo-comp-rates/#comments</comments>
		<pubDate>Mon, 11 Apr 2011 14:48:37 +0000</pubDate>
		<dc:creator>Greg Fischer</dc:creator>
				<category><![CDATA[Industry News]]></category>
		<category><![CDATA[Loan Process]]></category>
		<category><![CDATA[Purchase]]></category>
		<category><![CDATA[Truth in Lending]]></category>

		<guid isPermaLink="false">http://nh-homemortgage.com/?p=249</guid>
		<description><![CDATA[All loan originators are all working on a fixed compensation plan now, so you should always be offered the best rate you qualify for. But that's just the tip of what you should be concerned with. ]]></description>
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		<title>How do I know if it’s a Condo?</title>
		<link>http://nh-homemortgage.com/is-it-a-condo/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=is-it-a-condo</link>
		<comments>http://nh-homemortgage.com/is-it-a-condo/#comments</comments>
		<pubDate>Wed, 26 Jan 2011 21:06:19 +0000</pubDate>
		<dc:creator>Greg Fischer</dc:creator>
				<category><![CDATA[Industry News]]></category>
		<category><![CDATA[Purchase]]></category>
		<category><![CDATA[Truth in Lending]]></category>

		<guid isPermaLink="false">http://nh-homemortgage.com/?p=207</guid>
		<description><![CDATA[Getting a mortgage for a condo in New Hampshire is a VERY different process than it was a few years ago. Many of the "streamline" options for condo project approval have been eliminated, which means extra guidelines to meet, documents to collect and pitfalls to avoid.]]></description>
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		<title>Details on the Homebuyer Tax Credit for Repeat Buyers</title>
		<link>http://nh-homemortgage.com/moveup-homebuyer-tax-credit/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=moveup-homebuyer-tax-credit</link>
		<comments>http://nh-homemortgage.com/moveup-homebuyer-tax-credit/#comments</comments>
		<pubDate>Thu, 12 Nov 2009 02:46:47 +0000</pubDate>
		<dc:creator>Greg Fischer</dc:creator>
				<category><![CDATA[Industry News]]></category>
		<category><![CDATA[Purchase]]></category>

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		<description><![CDATA[Under the new federal tax credit rules, NH home buyers who are not first time buyers may now qualify for up to $6,500 in tax credit.]]></description>
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		<title>First Time Homebuyer tax credit extended!</title>
		<link>http://nh-homemortgage.com/first-time-homebuyer-tax-credit/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=first-time-homebuyer-tax-credit</link>
		<comments>http://nh-homemortgage.com/first-time-homebuyer-tax-credit/#comments</comments>
		<pubDate>Tue, 10 Nov 2009 18:21:51 +0000</pubDate>
		<dc:creator>Greg Fischer</dc:creator>
				<category><![CDATA[First Time Homebuyer]]></category>
		<category><![CDATA[Industry News]]></category>
		<category><![CDATA[Purchase]]></category>

		<guid isPermaLink="false">http://nh-homemortgage.com/?p=164</guid>
		<description><![CDATA[The First Time Homebuyer tax credit has been extended until June 30, 2010. Get pre-qualified today and get out there!]]></description>
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		<slash:comments>0</slash:comments>
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		<title>First Time Homebuyer Tax Credit Extension</title>
		<link>http://nh-homemortgage.com/first-time-homebuyer-tax-credit-extension/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=first-time-homebuyer-tax-credit-extension</link>
		<comments>http://nh-homemortgage.com/first-time-homebuyer-tax-credit-extension/#comments</comments>
		<pubDate>Thu, 29 Oct 2009 22:06:49 +0000</pubDate>
		<dc:creator>Greg Fischer</dc:creator>
				<category><![CDATA[Industry News]]></category>

		<guid isPermaLink="false">http://nh-homemortgage.com/?p=134</guid>
		<description><![CDATA[It&#8217;s been one of the hottest economic topics in Washington recently: to extend or not to extend the first time buyer $8000 tax credit. Currently, this is set to expire on 11/30. The US Senate just passed a proposal to extend it through next spring, and expand who qualifies. Now it&#8217;s on to the House [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Keeping you SAFE</title>
		<link>http://nh-homemortgage.com/nh-mortgage-broker-safe-act/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=nh-mortgage-broker-safe-act</link>
		<comments>http://nh-homemortgage.com/nh-mortgage-broker-safe-act/#comments</comments>
		<pubDate>Thu, 17 Sep 2009 22:04:39 +0000</pubDate>
		<dc:creator>Greg Fischer</dc:creator>
				<category><![CDATA[Industry News]]></category>
		<category><![CDATA[Why Use a Mortgage Broker]]></category>

		<guid isPermaLink="false">http://nh-homemortgage.com/?p=87</guid>
		<description><![CDATA[Today, I&#8217;m completing my mandatory 20 hours of &#8220;pre-licensure&#8221; education in the mortgage industry, even though I&#8217;ve been a professional in the New Hampshire mortgage industry for 6 years and have earned several certifications. But according to the Secure and Fair Enforcement for Mortgage Licensing Act of 2008, (SAFE) ALL mortgage professionals who do not [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Goliath? Are you alright?</title>
		<link>http://nh-homemortgage.com/goliath-are-you-alright/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=goliath-are-you-alright</link>
		<comments>http://nh-homemortgage.com/goliath-are-you-alright/#comments</comments>
		<pubDate>Fri, 07 Aug 2009 03:24:03 +0000</pubDate>
		<dc:creator>Greg Fischer</dc:creator>
				<category><![CDATA[Industry News]]></category>

		<guid isPermaLink="false">http://nh-homemortgage.com/?p=69</guid>
		<description><![CDATA[Yesterday, Taylor, Bean and Whittaker, a wholesale lender who last month was the 5th largest volume mortgage lender in America, ceased its lending operation. While rumors about TBW have floated for over a year (a few of them well founded), I don’t believe that many of us expect them to just vanish with a wisp [...]]]></description>
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